Capstone Wealth Advisors is pleased to release our Q1/2021 model allocations for your BP 401(k). This quarter’s allocations have changed substantially from last quarter and we highly recommend you update your portfolio to match our recommendations.
The most notable changes within the allocations are the reintroduction of several asset classes that struggled for most of 2020, but now are showing more promise as economic and political situations have changed. Those areas are International, Emerging Markets, Small-Cap and Mid-Cap stocks. Throughout 2020, we held little to none of these asset classes due to a multitude of factors. As we look at 2021, the changes in economic circumstances globally have now brought opportunities in these areas.
Recent positive economic data along with the help of government assistance (stimulus) and vaccines being made available are helping to push equity markets higher. There is some concern that increasing levels of COVID cases across America will lead to further lockdowns over the next few months, however expectations are that restrictions on businesses will eventually begin to relax – helping put our economy on a more solid footing. If you would like to learn more about our current economic forecast, please visit our “2020/2021 Outlook on the Markets Mid-Year Winter Issue”, published December 2020.
For our clients, your investment portfolios we manage already reflect our investment philosophies and should we see a change in circumstances, we proactively implement portfolio changes as part of our investment process.
Please keep in mind that we do not make changes to your BP 401(k), that is something you will need to do. If you would like assistance with updating your 401(k), please do not hesitate to contact us and we can walk you through the steps. Updating your asset allocation is easy to do and can be done in just a few minutes.
To better understand which of our models is right for you, please follow the link below to a short survey that will help you determine what your risk tolerance is.
For those of you who are not currently a client, we offer complimentary consultations where we discuss your specific situation including your BP benefit options and retirement planning. Email us at firstname.lastname@example.org or contact our office directly at (877)739-6007 to schedule.
Tyler E Ryan
Capstone Wealth Advisors 877-739-6007
Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.
Stock investing involves risk, including loss of principal. International & Emerging Markets investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. These risks are often heightened for investments in Emerging Markets.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
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