Holly Frontier 401(k) Model Allocations – Q2/2022

Attention Holly Frontier Employees,

Capstone Wealth Advisors is pleased to announce the release of our Q2/2022 Model 401(k) Allocations.

It is no secret the start of 2022 has been a wild ride for investors. With the war breaking out in Ukraine, inflation spiking and shocks to global supply chains, volatility has returned to the forefront of the equity markets.  As challenging as it may be, it is important to note that during periods of volatility investors should remain focused on corporate earnings, which are currently strong and are ultimately what drives stock prices over the long run.

With this is mind, we are recommending staying the course, and are not making any changes from last quarter’s allocations. Despite the Russian invasion of Ukraine, the economic circumstances remain largely the same which is why we continue to maintain our core concentrations in large-sized US companies, favoring domestic stocks over international and emerging markets companies.

Sometimes choosing to do nothing in turbulent times can often turn out to be the wisest path an investor can follow. When faced with alarming news or in highly volatile markets, some investors feel obliged to act. Stressful times like these can provoke knee-jerk reactions, causing investors to lose sight of their long-term investment strategy.

For our clients, investment portfolios we manage for you at TD Ameritrade already reflect our market perspective. Your Holly Frontier 401(k) however will need your attention as we do not update these accounts for clients automatically.  If you would like our assistance updating your 401(k) allocation, please contact us and we will help you at no charge.

To better understand which of our models is right for you, please follow the link below to a short survey that will help you determine what your risk tolerance is.

Click Here for Your Free Risk Tolerance Assessment

If you are not yet a client, we offer complimentary consultations where we discuss your individual situation including your Holly Frontier benefit options and retirement planning.  Email us at info@capstonewealthadvisors.com or contact our office directly at (877)739-6007 to schedule.

Click here to view our Q2/2022 Holly Frontier 401(k) Model Allocations

Regards,

Capstone Wealth Advisors
877-739-6007

Bellingham, WA @cwabellingham Financial Planning Team.

Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Stock investing involves risk, including loss of principal. International & Emerging Markets investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. These risks are often heightened for investments in Emerging Markets.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.

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