BP Employees, September’s interest rates, which impact retirees collecting their BP RAP benefits on January 1st, 2022, were in-line with our projection that rates would remain essentially flat through January 2022. We are however forecasting rates will begin moving higher in the months ahead. Despite current strains on our economy (supply shortages, increased inflation, labor
RAP/Pension InterestRate Chart September 2021
Attn BP Employees, August interest rates, which affect retirees collecting their BP RAP benefits on December 1st show little change from July and indicate the current environment of low interest rates will hold up through the end of the year. We have extensively discussed the possibility of this happening in our pension commentary for the
Marathon 401(k) Model Allocations – Q4/2021
Attention Marathon Employees, Capstone Wealth Advisors is pleased to announce the release of our Q4/2021 401(k) Model Allocations. In this quarter’s update we have maintained our core concentrations in Large-Cap, US companies and have further reduced the exposures to International and Emerging Markets. As we enter the last quarter of 2021, we see equity markets
Hilcorp 401(k) Model Allocations – Q4/2021
Attention Hilcorp Employees, Capstone Wealth Advisors is pleased to announce the release of our Q4/2021 401(k) Model Allocations. In this quarter’s update we have maintained our core concentrations in Large-Cap, US companies and have further reduced the exposures to International and Emerging Markets. As we enter the last quarter of 2021, we see equity markets
BP 401(k) Model Allocations – Q4/2021
Attention BP Employees, Capstone Wealth Advisors is pleased to announce the release of our Q4/2021 401(k) Model Allocations. In this quarter’s update we have maintained our core concentrations in Large-Cap, US companies and have further reduced the exposures to International and Emerging Markets. As we enter the last quarter of 2021, we see equity markets
RAP/Pension InterestRate Chart August 2021
Attn BP Employees, July’s interest rates, impacting BP Employees collecting pension benefits in November, came in almost exactly as we had forecasted. Interest rates maintained their low levels from June forecasting an environment of low rates despite the Federal Reserve hinting at its intention to wind down current stimulus programs in the near future. Our
RAP/Pension InterestRate Chart July 2021
Attn BP Employees, June’s interest rates which impact BP Employees collecting pension benefits in October, declined substantially from last month and were mostly in-line with our forecast. Looking forward, we anticipate rates will continue to drop and strongly suggest that anyone considering retirement or separating from BP in Q4 of 2021 to pay close attention
Marathon 401(k) Model Allocations – Q3/2021
Attention Marathon Employees, Capstone Wealth Advisors is pleased to announce the release of our Q3/2021 401(k) Model Allocations. In this quarter’s update we have made rotational style adjustments to the models reflecting a bias towards Large-Cap, US based companies, with a slightly heavier weighting toward Growth companies over Value companies. We have also reduced positions
Hilcorp 401(k) Model Allocations – Q3/2021
Attention Hilcorp Employees, Capstone Wealth Advisors is pleased to announce the release of our Q3/2021 401(k) Model Allocations. In this quarter’s update we have made rotational style adjustments to the models reflecting a bias towards Large-Cap, US based companies, with a slightly heavier weighting toward Growth companies over Value companies. We have also reduced positions
BP 401(k) Model Allocations – Q3/2021
Attention BP Employees, Capstone Wealth Advisors is pleased to announce the release of our Q3/2021 401(k) Model Allocations. In this quarter’s update we have made rotational style adjustments to the models reflecting a bias towards Large-Cap, US based companies, with a slightly heavier weighting toward Growth companies over Value companies. We have also reduced positions