RAP/Pension InterestRate Chart January 2023
BP Employees: Interest rates for December, affecting retirees collecting their BP RAP (Retirement Accumulation Plan) benefits on April 1st, 2023, moved closely in line with our estimates. As predicted, we expected and saw Corporate Segment Rates decline due to the Federal Reserve Bank slowing down the pace of rate increases. As we indicated previously, this could [...]
BP 401(k) Model Allocations – Q1/2023
Attention BP Employees, Capstone Wealth Advisors is pleased to release our newly updated 401(k) model allocations for Q1 2023. With a widely anticipated recession looming in 2023, you may be wondering what you can do to navigate the increasingly choppy waters of the stock market. For starters, we highly recommend discussing your individual situation with one [...]
Hilcorp 401(k) Model Allocations – Q1/2023
Attention Hilcorp Employees, Capstone Wealth Advisors is pleased to release our newly updated 401(k) model allocations for Q1 2023. With a widely anticipated recession looming in 2023, you may be wondering what you can do to navigate the increasingly choppy waters of the stock market. For starters, we highly recommend discussing your individual situation with one [...]
Marathon 401(k) Model Allocations – Q1/2023
Attention Marathon Employees, Capstone Wealth Advisors is pleased to release our newly updated 401(k) model allocations for Q1 2023. With a widely anticipated recession looming in 2023, you may be wondering what you can do to navigate the increasingly choppy waters of the stock market. For starters, we highly recommend discussing your individual situation with one [...]
HF Sinclair 401(k) Model Allocations – Q1/2023
Attention HF Sinclair Employees, Capstone Wealth Advisors is pleased to release our newly updated 401(k) model allocations for Q1 2023. With a widely anticipated recession looming in 2023, you may be wondering what you can do to navigate the increasingly choppy waters of the stock market. For starters, we highly recommend discussing your individual situation with [...]
RAP/Pension InterestRate Chart December 2022
BP Employees: Interest rates for November, affecting retirees collecting their BP RAP (Retirement Accumulation Plan) benefits on March 1st, 2023, moved almost identically with our estimated rates. In the coming month, we expect Corporate Segment Rates to decline as market expectations are for the Federal Reserve Bank to slow down the pace of future rate increases. [...]
RAP/Pension InterestRate Chart November 2022
BP Employees: Interest rates for October, affecting retirees collecting their BP RAP (Retirement Accumulation Plan) benefits on February 1st, 2023, moved mostly in-line with our estimate for rates. In the coming month, we expect interest rate decreases from current levels as the Federal Reserve Bank begins slowing down its rate increases. This is good news and [...]
RAP/Pension InterestRate Chart October 2022
BP Employees: Interest rates for September, affecting retirees collecting their BP RAP (Retirement Accumulation Plan) benefits on January 1st, 2023, moved mostly in-line with our estimate for rates, showing a dramatic increase as we had predicted. In the coming month, we expect to see an even more significant increase in ALL rates affecting your BP RAP [...]
RAP/Pension InterestRate Chart September 2022
BP Employees: Interest rates for July, affecting retirees collecting their BP RAP (Retirement Accumulation Plan) benefits on December 1st, 2022, moved mostly in-line with our estimate for rates, showing little change from the month before. This month however, we expect to see a dramatic increase in ALL rates affecting your BP RAP value. You may [...]
HF Sinclair 401(k) Model Allocations – Q4/2022
Attention HF Sinclair Employees, As financial markets continue their declines from the start of the year, we want to make sure that investors know that you do have options for how to approach this market in its current condition. First off, we would highly recommend you discuss your individual situation with one of our experienced financial [...]
